Gratis Suid-Afrikaanse finansiële sakrekenaars

Elke hulpmiddel loop lewendig in jou blaaier, werk in rand op huidige SA-reëls, en is gratis sonder registrasie. Begin met die syfer wat jy nodig het — belasting, verband, lening, spaargeld — en tree dan daarop op.

🧾 Tax 9

Maak die tax-tuiste oop →

SARS Income Tax Calculator 2026 — Salary & Take-Home Pay

See your real take-home pay after PAYE, UIF and medical tax credits — on the latest SARS tax tables.

Maak sakrekenaar oop →

Medical Aid Tax Credit Calculator (South Africa)

What SARS gives back for your medical scheme membership, per month and per year — no salary needed.

Maak sakrekenaar oop →

Tax Refund Estimator

See if your retirement-fund contributions could earn you a SARS tax refund.

Maak sakrekenaar oop →

UIF Benefit Calculator

Estimate how much UIF you could claim if you lose your job, on the official replacement-rate scale.

Maak sakrekenaar oop →

Retrenchment & Severance Calculator

Estimate your severance pay and the tax on it if you are retrenched.

Maak sakrekenaar oop →

VAT Calculator 2026 — Add or Remove 15% VAT

Add VAT to a price or work backwards from a VAT-inclusive amount, at the standard South African 15% rate.

Maak sakrekenaar oop →

Two-Pot Withdrawal Tax Calculator

What you actually receive when you withdraw from your retirement savings pot — after tax at your marginal rate.

Maak sakrekenaar oop →

Dividends Tax Calculator

What lands in your account after the 20% dividends withholding tax.

Maak sakrekenaar oop →

Capital Gains Tax (CGT) Calculator

Estimate CGT when selling shares, crypto or property — with the R50,000 annual exclusion and primary-residence relief applied.

Maak sakrekenaar oop →

🧮 Saving 2

Inflation Calculator (South Africa)

What past money is worth today — on the official Stats SA consumer price index.

Maak sakrekenaar oop →

Emergency Fund Calculator — How Much Should You Save?

Work out the cushion you need for essential spending, how far your current savings already go, and how long it takes to close the gap.

Maak sakrekenaar oop →

🏠 Property 6

Maak die property-tuiste oop →

Transfer Duty Calculator (South Africa)

Work out the exact SARS transfer duty on a property purchase — free up to R1.21 million.

Maak sakrekenaar oop →

Bond (Home Loan) Calculator

Estimate your monthly home loan repayment and total interest.

Maak sakrekenaar oop →

How Much Home Loan Can I Qualify For?

Estimate the bond — and property price — you could qualify for, based on your income.

Maak sakrekenaar oop →

Bond Extra-Payment Savings Calculator

See how much interest you save — and how many years you cut — by paying extra into your bond.

Maak sakrekenaar oop →

Rent vs Buy Calculator (South Africa)

Compare the equity you build by buying against the total rent you pay over the same period — in rand.

Maak sakrekenaar oop →

Bond & Transfer Costs Calculator (South Africa)

Everything you pay to register a property and its bond: SARS transfer duty, both attorneys and the Deeds Office — itemised.

Maak sakrekenaar oop →

🚀 Business Finance 1

Business Loan Calculator

Estimate monthly repayments on business funding from R50,000 to R10 million.

Maak sakrekenaar oop →

💸 Loans 3

Personal Loan Calculator

Work out repayments on a personal loan in South Africa.

Maak sakrekenaar oop →

Vehicle Finance Calculator

Estimate car finance repayments, including a balloon payment.

Maak sakrekenaar oop →

Loan Affordability Calculator

Estimate how much you can responsibly borrow based on your income.

Maak sakrekenaar oop →

💳 Credit Cards 1

Credit Card Repayment Calculator

See how long it takes to clear a credit card balance and what it costs.

Maak sakrekenaar oop →

🧮 Debt 1

Debt Payoff Calculator — How Long to Clear Your Debt

See how many months it takes to clear a debt at your current payment — and how much sooner you finish, and how much interest you save, by paying a little extra.

Maak sakrekenaar oop →

💰 Banking 6

Savings Calculator

Project the future value of regular monthly savings.

Maak sakrekenaar oop →

Petrol / Fuel Cost Calculator

What your driving really costs per month and per year, at the current pump price.

Maak sakrekenaar oop →

Prepaid Electricity Calculator (South Africa)

How many units your rand will buy — Eskom Homelight rates, or enter your own municipal tariff.

Maak sakrekenaar oop →

Tax-Free Savings (TFSA) Calculator

Project your tax-free savings account with the R46,000 annual and R500,000 lifetime limits built in.

Maak sakrekenaar oop →

Retirement Calculator

Project your retirement pot and the monthly income it could sustain.

Maak sakrekenaar oop →

Compound Interest Calculator (South Africa)

See how compound growth builds wealth: a starting amount plus optional monthly contributions, compounded monthly in rand.

Maak sakrekenaar oop →

🛡️ Insurance 1

Life Insurance Estimate Calculator

Get a rough monthly premium estimate for life cover.

Maak sakrekenaar oop →

📶 Fibre 1

Fibre Cost Comparison Calculator

Estimate the monthly cost for the line speed you need.

Maak sakrekenaar oop →

🛠️ Beplanners en gratis hulpmiddels

Dollar na Rand

Die lewendige markafgeleide dollarkoers met ’n tweerigting-omskakelaar, elke 30 minute opgedateer.

Kyk vandag se koers →

Skuldafbetalingsbeplanner

Lys jou skulde en kry die vinnigste afbetalingsroete — sneeubal of lawine, met die presiese afbetalingsdatum.

Maak beplanner oop →

SASSA Grants Guide

Current grant amounts, SRD eligibility and how to apply — step by step.

Finansiële gesondheidstelling

Jou telling van 0–100 uit werklike syfers, projeksies en ’n persoonlike aksieplan. Gratis demo.

Kyk my telling →

Gratis fakturgenerator

Professionele fakture met BTW en reëlitems — druk of stoor as PDF, gratis.

Skep ’n faktuur →

Gratis kwotasiegenerator

Kliëntkwotasies met lewendige totale en BTW, gereed om te druk.

Skep ’n kwotasie →

Gratis betaalstrokiegenerator

Professionele betaalstrokies met verdienste, aftrekkings en netto betaling — laai af as PDF, gratis.

Skep ’n betaalstrokie →

Bankstaat-omskakelaar

Verander PDF-state van alle groot SA-banke in gekategoriseerde CSV of Excel.

Skakel ’n staat om →