Best travel insurance in South Africa (2026)
🏆 Ons beste keuses
🏆 Best overall Travel specialist
TIC (Travel Insurance Consultants)
★★★★★
Cover4.6
Value4.3
Claims4.5
Support4.6
Medical, cancellation, baggage
Cover
Single & annual
Trips
single
Trip
Voordele
- Comprehensive overseas medical cover
- Single-trip and annual multi-trip
- 24/7 emergency assistance
Nadele
- Premiums rise with age & destination
- Adventure sports may need an add-on
Fooie, kwalifisering en dokumente
Kwalifisering
- South African resident / valid passport
- Premium based on age, trip & destination
- Declare pre-existing conditions
🏆 Best established insurer
Santam Travel
★★★★☆
Medical, cancellation, baggage
Cover
Single & annual
Trips
single
Trip
Voordele
- Backed by Santam
- Comprehensive medical cover
- Reliable claims reputation
Nadele
- Not the cheapest
- Best for comprehensive trips
Fooie, kwalifisering en dokumente
Kwalifisering
- South African resident / valid passport
- Premium based on age, trip & destination
- Declare pre-existing conditions
Hollard Travel
★★★★☆
Medical, cancellation, baggage
Cover
Single & annual
Trips
annual
Trip
Voordele
- Flexible cover options
- Strong assistance network
- Annual multi-trip available
Nadele
- Premiums age-rated
- Exclusions on high-risk activities
Fooie, kwalifisering en dokumente
Kwalifisering
- South African resident / valid passport
- Premium based on age, trip & destination
- Declare pre-existing conditions
🏆 Best for choice
Oojah Travel Insurance
★★★★☆
Medical, cancellation, baggage
Cover
Single & annual
Trips
single
Trip
Voordele
- Wide plan range
- Specialist travel focus
- Senior and student options
Nadele
- Lesser-known brand
- Read the cover limits carefully
Fooie, kwalifisering en dokumente
Kwalifisering
- South African resident / valid passport
- Premium based on age, trip & destination
- Declare pre-existing conditions
Bidvest Insurance Travel
★★★★☆
Medical, cancellation, baggage
Cover
Single & annual
Trips
annual
Trip
Voordele
- Lounge-access options on some plans
- Flexible cover
- Established brand
Nadele
- Perks vary by plan
- Age-rated premiums
Fooie, kwalifisering en dokumente
Kwalifisering
- South African resident / valid passport
- Premium based on age, trip & destination
- Declare pre-existing conditions
🏆 Best global cover
Allianz Travel
★★★★☆
Single & annual
Cover
annual
Trip
Voordele
- Worldwide assistance network
- Comprehensive single & annual cover
Nadele
- Premiums vary by destination & age
Discovery Travel Insurance
★★★★☆
Single & annual
Cover
single
Trip
Voordele
- Integrates with Discovery benefits
- Comprehensive medical cover
Nadele
- Best value for Discovery members
dotsure Travel
★★★★☆
Single trip
Cover
single
Trip
Voordele
- Quick online sign-up
- Flexible single-trip cover
Nadele
- Add-ons for higher limits