Best card machines & payment solutions for SA businesses (2026)

Deur die Rateweb-redaksiespan · Hoe ons gradeer · Produkbesonderhede nagegaan 8 Aug 2026

Compare ways for your business to accept payments — card machines, online gateways and instant EFT. The right provider keeps transaction fees low and gets you paid fast. Fees are indicative; confirm current pricing.

🏆 Ons beste keuses
Best overall Yoco ★ 4.5/5 — sien hoekom ↓ Best value card machine iKhokha ★ 4.4/5 — sien hoekom ↓ Best online gateway PayFast ★ 4.3/5 — sien hoekom ↓ Best instant EFT Ozow ★ 4.1/5 — sien hoekom ↓

⭐ Graderings en toekennings is Rateweb se onafhanklike redaksionele mening — hoe ons gradeer.

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9 resultate
🏆 Best overall SME favourite

Yoco

Popular card machines plus online payments and business tools for SMEs.
★★★★★
4.5/5 · Hoe ons gradeer
Fees4.4
Ease4.7
Tools4.5
Support4.4
Card machine + online
Type
1
Sme
Voordele
  • Affordable card machines
  • Online payments and invoicing too
  • No monthly fee on entry plans
Nadele
  • Per-transaction fee applies
  • Card-machine hardware cost
Get started
🏆 Best value card machine

iKhokha

Affordable card machines and a business app built for South African SMEs.
★★★★☆
4.4/5 · Hoe ons gradeer
Card machine
Type
1
Sme
Voordele
  • Competitive card-machine pricing
  • Business funding and tools
  • Local support
Nadele
  • Per-transaction fee
  • Hardware cost upfront
Get started
🏆 Best online gateway

PayFast

A leading online payment gateway for e-commerce and websites.
★★★★☆
4.3/5 · Hoe ons gradeer
Online gateway
Type
1
Sme
Voordele
  • Wide e-commerce integrations
  • Multiple payment methods
  • Trusted online gateway
Nadele
  • Online only (no card machine)
  • Per-transaction fees
Get started

Peach Payments

An enterprise and SME online payments platform with strong integrations.
★★★★☆
4.2/5 · Hoe ons gradeer
Online gateway
Type
1
Sme
Voordele
  • Robust online payments
  • Good for scaling businesses
  • Multiple methods
Nadele
  • Online focus
  • Setup suits e-commerce
Get started
🏆 Best instant EFT

Ozow

Instant EFT payments — customers pay directly from their bank, no card needed.
★★★★☆
4.1/5 · Hoe ons gradeer
Instant EFT
Type
1
Sme
Voordele
  • Lower fees than cards
  • No card required
  • Fast settlement
Nadele
  • Customer needs online banking
  • Bank-dependent experience
Get started

SnapScan

Simple QR-code payments — customers scan and pay with their phone.
★★★★☆
4.0/5 · Hoe ons gradeer
QR payments
Type
1
Sme
Voordele
  • Easy QR payments
  • No hardware needed
  • Good for markets and on-the-go
Nadele
  • QR only
  • Per-transaction fee
Get started

Zapper

QR-code payments and tipping, popular with restaurants and small businesses.
★★★★☆
4.1/5 · Hoe ons gradeer
QR payments
Type
1
Sme
Voordele
  • Quick QR payments
  • No hardware needed
Nadele
  • QR-led experience
Get started

Netcash

Payment processing, debit orders and payroll tools for SMEs.
★★★★☆
4.0/5 · Hoe ons gradeer
Online & debit orders
Type
1
Sme
Voordele
  • Debit orders & payouts
  • Business admin tools
Nadele
  • Setup suits established businesses
Get started

Paystack

A modern online payments API (a Stripe company) for developers and stores.
★★★★☆
4.1/5 · Hoe ons gradeer
Online gateway
Type
1
Sme
Voordele
  • Developer-friendly API
  • Modern checkout
Nadele
  • Best for online businesses
Get started

Graderings is Rateweb se redaksionele mening. Produkbesonderhede kan verander — bevestig altyd by die verskaffer voordat jy aansoek doen. Rateweb kan kommissie op sommige aansoeke verdien. Dit is algemene inligting, nie finansiële advies nie.

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